Сроки давности по кредитной карте ПриватБанка

Давайте посмотрим, что такое срок исковой давности. Сроки, периоды времени, в течение которого Банк может прибегнуть к обращению в суд для предоставления иска на недобросовестного клиента банка, который не возвращает кредитные деньги.

Для получения справки. Претензии установленные банками Украины, имеют сроки до трех лет. Это принято законом Украины.

Но это не значит, что три года будут ограничены действия банка в отношении Вас. После трех лет, Банк может продлить срок, и это условие также оговаривается в условиях договора, при оформлении кредитной карты.

Срок может быть продлен, если обе стороны, заемщик, с одной стороны, и банком, с другой, дали согласие на продление срока исковой давности. Но дело в том, что эта тема уходит из поля зрения клиента, и обвинять в этом Банк невозможно. Любой документ нужно читать внимательно, и поставить личную подпись, только если полностью согласны с его условиями, в нем условия.

Сроки давности по кредитной карте ПриватБанка

Рамки, ограничения.

Обновленную информацию, в 2017 году – Приват Банк установил лимит времени 50 лет. И это значит, что Банк в любой момент, по своему усмотрению, может потребовать от клиента вернуть долг, который был выдан в виде кредита с зачислением на пластиковые карты.

Теперь без угрызений совести, заемщики не могут ссылаться на срок давности кредита, и они отказываются платить, в пункте в контракте срока дает вам право требовать свои деньги обратно, не только в течение трех лет, но через 6, 10 или 30 лет. Поэтому отказ от выплаты кредита, срок исковой давности не пройдет.

Точкой отсчета можно считать:

  • В тот день, когда заемщик последний раз обращался в Банк и общался с его сотрудниками;
  • День, когда с кредитной карты была зафиксирована последней транзакции;
  • Время последнее действие с картой – снятие, пополнение, перевод.

Всей вашей задолженности, если таковая имеется, вы можете узнать в офисах банка, через банкоматы, терминалы или в банке через Интернет, Приват 24.

Сроки давности по кредитной карте ПриватБанка

Если все условия договора о займе соблюдаются, вам нечего бояться. Если по какой-то причине решили не возвращать в Банк кредит, ПриватБанк вынужден обратиться к специалистам по законодательству и правовым вопросам. ПриватБанк имеет заслуженную власть, все договоры оформлены юридически правильно, что позволяет выиграть любой иск в суде на разрешение конфликта с недобросовестным заемщиком. И установленный 50-летний срок давности не дает шансов для тех, кто не хотят дать вам кредит, ссылаясь на то, что срок исковой давности кредита.

Лучше вовремя платить проценты по кредиту, чтобы не были начислены пени за просрочку платежей.


  1. Good post but I was wanting to know if you could write a litte
    more on this subject? I’d be very thankful if you
    could elaborate a little bit more. Bless you!

  2. Have you ever thought about including a little bit more than just your articles?
    I mean, what you say is important and everything.
    However think about if you added some great graphics or video clips to give
    your posts more, “pop”! Your content is excellent but with images and clips,
    this site could certainly be one of the most beneficial in its niche.
    Great blog!

  3. Excellent blog you have here but I was curious about if you knew of any
    discussion boards that cover the same topics discussed in this article?

    I’d really like to be a part of group where I can get feed-back from other knowledgeable individuals that share the same interest.
    If you have any recommendations, please let me know.
    Bless you!

  4. We absolutely love your blog and find nearly all of your post’s to be
    precisely what I’m looking for. Do you offer guest
    writers to write content for yourself? I wouldn’t mind writing a post or
    elaborating on many of the subjects you write regarding here.
    Again, awesome blog!

  5. I have been browsing on-line more than 3 hours as of late, yet I never found any interesting article like yours.
    It’s pretty worth enough for me. Personally, if all
    web owners and bloggers made excellent content as you
    did, the web will be a lot more helpful than ever before.

  6. Hey just wanted to give you a quick heads up. The text in your content seem to be running off the screen in Chrome.
    I’m not sure if this is a formatting issue or something to do with browser compatibility but I figured I’d post to let you know.
    The layout look great though! Hope you get the problem fixed soon. Many thanks

  7. Woah! I’m really loving the template/theme of this site.

    It’s simple, yet effective. A lot of times it’s challenging to get that
    “perfect balance” between superb usability and visual appeal.
    I must say you’ve done a amazing job with this.

    Additionally, the blog loads super quick for me on Chrome.
    Superb Blog!

  8. I know this if off topic but I’m looking into starting my own weblog and was curious what all is required
    to get setup? I’m assuming having a blog like yours would cost a pretty penny?
    I’m not very web savvy so I’m not 100% certain. Any tips or advice would be greatly appreciated.

    Thank you

  9. Hi! Do you know if they make any plugins to assist with Search Engine Optimization? I’m
    trying to get my blog to rank for some targeted keywords but I’m not seeing very good gains.
    If you know of any please share. Many thanks!

  10. Wow that was unusual. I just wrote an really long comment but after
    I clicked submit my comment didn’t show up. Grrrr… well I’m
    not writing all that over again. Anyhow, just wanted to say excellent blog!

  11. Write more, thats all I have to say. Literally, it seems as though you relied
    on the video to make your point. You clearly know what youre
    talking about, why throw away your intelligence on just posting videos to your blog when you could
    be giving us something informative to read?

  12. Attractive section of content. I just stumbled upon your site and in accession capital to assert
    that I get in fact enjoyed account your blog posts.
    Anyway I’ll be subscribing to your feeds and even I achievement you access consistently fast.

  13. I do not even know how I stopped up here, however I assumed this put up was once great.
    I do not recognize who you are but certainly you’re going to a
    famous blogger in the event you aren’t already. Cheers!

  14. Hey there this is somewhat of off topic but
    I was wanting to know if blogs use WYSIWYG editors or
    if you have to manually code with HTML. I’m starting a blog soon but have no coding know-how so I wanted to
    get advice from someone with experience. Any
    help would be greatly appreciated!

  15. Do you have a spam problem on this blog; I also am a blogger, and I was wanting to
    know your situation; many of us have created some nice procedures and we are looking to exchange strategies with other
    folks, be sure to shoot me an email if interested.

  16. Your style is so unique compared to other folks I have read stuff from.
    I appreciate you for posting when you have the opportunity, Guess I’ll just book mark this page.

  17. Hi, i think that i saw you visited my weblog so i came to
    “return the favor”.I’m attempting to find things to
    enhance my site!I suppose its ok to use some of your

  18. Admiring the dedication you put into your website and in depth information you present.

    It’s great to come across a blog every once in a while that isn’t the same out of
    date rehashed information. Fantastic read! I’ve saved your site and
    I’m adding your RSS feeds to my Google account.

  19. My brother suggested I might like this blog.
    He was totally right. This post actually made my day.
    You can not imagine just how much time I had spent for this info!

  20. I’m impressed, I must say. Rarely do I come across a blog that’s equally educative and entertaining, and without a doubt,
    you have hit the nail on the head. The issue is something which not enough people are speaking intelligently about.
    Now i’m very happy I found this during my search for something relating to this.

  21. I’m not sure where you’re getting your information, but great
    topic. I needs to spend some time learning more or
    understanding more. Thanks for magnificent info I was looking for this information for
    my mission.

  22. Sweet blog! I found it while surfing around on Yahoo News.

    Do you have any tips on how to get listed in Yahoo News?
    I’ve been trying for a while but I never seem to get there!
    Thank you

  23. Thank you for any other magnificent article.
    The place else may just anybody get that type of info in such a
    perfect manner of writing? I’ve a presentation next week, and I am at the
    look for such info.

  24. We stumbled over here different web page and thought I should check things
    out. I like what I see so now i am following you. Look
    forward to checking out your web page again.

Comments are closed.